http://www.disruptivebanking.com/2009/06/16/let-banks-fall/ The world of banking scrutinized Wed, 08 Sep 2010 02:42:27 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://www.disruptivebanking.com/2009/06/16/let-banks-fall/comment-page-1/#comment-147 bart Mon, 22 Jun 2009 23:10:10 +0000 http://www.disruptivebanking.com/?p=1398#comment-147 Yes, i agree. Main issue: a bank should have a reservation of approxially 6-7% of their yearly bruto profits. This wil implicated that after 10 years there is a reservation of 60%-70% which can be used in times like this. The goverment and the national bank shout have a controlling function, and also make "terms of conditions" when to use the money, or, a part of it. Max. use 25% up to 45% of the reservation.In this way the bank can make a "cash bound" to their clients. When a bank is getting in deeper problems they should lent more of their reservation to the consumers (clients) in the market. By that wy the will have a high interest on their money in times like this, with teh security that they can still lent money. Yes, i agree. Main issue: a bank should have a reservation of approxially 6-7% of their yearly bruto profits. This wil implicated that after 10 years there is a reservation of 60%-70% which can be used in times like this. The goverment and the national bank shout have a controlling function, and also make “terms of conditions” when to use the money, or, a part of it. Max. use 25% up to 45% of the reservation.In this way the bank can make a “cash bound” to their clients.
When a bank is getting in deeper problems they should lent more of their reservation to the consumers (clients) in the market. By that wy the will have a high interest on their money in times like this, with teh security that they can still lent money.

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